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Saving Money
How to save on insurance
As much as possible, if it can be done,
you must seize every opportunity for you
to save on insurance. Here are some tips
you can follow.
Your home insurance:
- If you think about it, you can
actually save up to several hundred
dollars if you buy insurance from a
low-price but licensed insurer. Compare
prices of the insurance departments in
your state and get the lowest price but
most practical company.
- Negotiate a lower selling price with a
broker who works for you and not as the
mediator to the seller. There may be a
conflict of interest if there are too
many people involved. So negotiate with
just the broker.
Your life insurance:
- If you prefer just insurance
protection, and not a savings and
investment life policy, you can just buy
term life insurance.
- If you would like to purchase whole
life insurance, then hold on to one up
to 15 years. If you cancel these
policies after only two years of having
them in your name it will mean double
the insurance costs.
- Check the public library about life
insurance in your state and get one that
suits your personal savings.
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