How To Buy A Car With No Credit Or Bad Credit

“Lying To You About Your Credit Score”

This scam begins with the finance manager lies to you about your credit score, telling you it was really low, so you now have to pay a much higher car loan interest rate than you thought. This scam is pulled on people with good credit too, as it works well because most people do not know their own credit score.

Avoiding this scam is actually quite easy.  No salesperson should know more about your credit history than you. You need to obtain a copy of your credit report and bring it with you to the dealership.  If they try to pull this scam, pull out your credit score and put a stop to it.

Oh yes, and enjoy the look on the face of that finance guy when you pull out that credit report and show him you know he’s trying to scam you.  Then walk out of the dealership with a grand flair!

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